I won an i-Phone 6 tonight, which seems wrong because I never win anything. In the end I decided to pass on it because I don’t want one, and I don’t want to either give out personal details or pay the £1 for delivery.

Over the years I have become very suspicious of anything that seems to good to be true, because that’s precisely how it tends to turn out. This has become even more true when associated with the internet. I’m still waiting for the week in Spain the double glazing firm offered me 28 years ago so what chance do I have of getting anything from a man with a computer several thousand miles away.

It breaks my heart every time I have to turn down pleas for help from African politicians or their widows. I truly would like to help them, and I would love the millions of dollars they promise me, but deep down there is a suspicion that they may not be telling the truth.

Even the National Lottery has failed to make good on its promise to make me a millionaire, and you’d think you could trust a government backed scheme wouldn’t you?

Now that I’ve written that down I can see the problem.

Anyway – here’s a question for you – do you feel that use of the internet has made you a more suspicious person?

If not, please could you help me with some academic research I’m doing about trust and internet banking? I just need your bank details and password…